asked:


I go in a car accident and am about to finish my lawsuit and get my money and pay off all the medical bills. I have over $10,000 in unpaid medical bills and some of it is on my credit report. When the bills are paid off will my score improve? Thank you

cnoel912 asked:


The only available credit that is listed on my credit report is my student loan. The current balance of the student loan is $23,500 and it started at $25,000, so my debt to credit ratio is 92%! I keep getting denied by credit card companies because of this high ratio (they state this reason on their “you have been denied” notices. How can I improve my debt to credit ratio so that I can, in turn, improve my credit score?

Frank R asked:


My father refinanced mortgage to do some improvements and it has appeared on mine and his credit report (We share the same name except I am a Jr.) How do I remove this from my credit report and would it improve my score?

Cra361 asked:


I was married for a long time to a man who would not help me with financial things and now I am getting divorced and trying to start over. My credit score is around 537 and I want to improve it and make my life better. What do I do? Where do I begin? I can not even rent a washer and dryer…. I have repossessed cars and other bills. I want to get rid of all this junk but I don’t know what to do.

KristaC asked:


I’m in the process of improving my credit score. I have 2 items that are old, from Aug. 2002. They are scheduled to be removed from my credit report in Aug. of this year. Once they’re dropped will my credit score improve? Or will it remain the same and just not have those negative items on my report? Please help!

Kent asked:


I have worked very hard on actually getting debts deleted from my credit report but my score is the same! How long do I have to wait for it to improve?

sammychucky asked:


This is a new employment aggreement for all employees to have their credit in good standing or to at least show that you are paying your negative items on your credit report for the upcoming year or risk of losing their job. I only have like 8 mo. left.

asked:


ive heard that once you dispute a charge to your credit score it takes about 30 day’s to get it resolved