moreninobr asked:


I have a monitoring system with Citibank and they informed me that Experian has a wrong address for me. I already have the report, but to dispute it, Experian wants me to buy their own report. Does anyone knows how to dispute without buying their report.

susan s asked:


I recently did somethings to fix my credit. Settled some accounts and disputed items that have been corrected. My new credit scores are Transunion 634 and Experian 680 but I’ve been told these aren’t the score used by mortgage companies. How do you know if you have a good enough score to get a mortgage?

Daddy Bear asked:


I understand Transunion is tougher and I expect their version of my score to be lower.

But what I don’t understand is why on Experian’s site, their report gives me one score, then when I get all 3 scores from the Transunion site, they report my Experian score as much lower?

wizard prang asked:


I need to send a bankruptcy discharge certificate to experian but only have a PO Box number. Their website and phone numbers are no help either. Does anyone out there have the address that I can send this sensitive document to?

azndemonlady asked:


I know you get one free credit report each year. On the Experian site, it says that if I want to return to my credit report, to enter my report number and other such pertinent information. I want to return to the credit report, but want to know if I will get charged for it (if it will count as another separate credit report instead of just one).

sap asked:


I have heard that if credit buero dont delete the account then the dispute becomes active and the accounts remains on the CR for next 10 years.
Since experian already deleted it? Is there a way I can get it deleted from other credit reports by sending them the experian corrected report?

Thanks in advance.

tmonk asked:


Viewed my credit report about 3 months ago, found an error that still is on my report from about 3 years back that the creditor agreed to correct. but to date has not. At that time submitted a dispute online w/ Experian, and to date have not recieved a response from them, either.
The only way it seems to dispute an error with Experian ins online, I have a number for them but it is all automated, and directs you to other automated info regarding how to obtain a report.
In other words, I’ve not been able to find a wat to contact them to correct this.

Any Ideas?

Meya P asked:


I recently had two inaccurate accounts removed from my TransUnion credit report. Since TransUnion has already verified their inaccuracy and removed them, what’s the best way to make sure Equifax and Experian are on the same page?

M J asked:


I just pulled my experian credit score, and than I also ended up pulling the 3 in 1. The experian web site gave me a higher score than the experian from the 3 in 1. Which one is more accurate? The 3 in 1 report, or the actual experian site?

annmail53 asked:


I had a credit report done through experian and now I have forgotten how to access it. I can’t remember my user ID or password (if I need that). Help!