Dan B asked:


Obviously my equifax score is higher. Is there a list. I know the majority probably pull all three and use the middle score. Just asking.

Mr. cool asked:


In 2005 and again just recently, Equifax credit reporting agency verified a judgment debt with a certain courthouse. They told me that if I have any questions to direct any questions to this certain courthouse.
I went to that courthouse and they have no such record!
What should I do now? I think I should sue Equifax, but what if they have some paper that says the debt is in fact at this courthouse?
Thanks for your help.
Also, the judgment debt was satisfied at a different courthouse by the creditor’s lawers and when I gave Equifax a cerified copy of this paid debt along with a letter from the creditor, they still kept this negative info in my credit file.
Woe is me!

chesspl asked:


I have a combination of Open, Closed, Revolving, consolidated and unconsolidated student loans, and a couple credit cards I have never used. I have averaged these in many different ways but have not yet arrived at the “Average Account Age” that is reported in the Equifax credit report. For those who haven’t purchased their report, an “average account age” is given, and the longer it is, the better for one’s credit score. Hopefully someone who has a simpler credit history can shed some light on how it is calculated. Thanks!

Laura G asked:


Hi

I am trying to apply for a loan at the minute but unfortunately my credit rating isnt very good. I have looked at my credit report with experian which isnt great but could be worse. Is equifax different eg would their report be different from experians. Also does anyone know a good place to try for an unsecured tenant loan if you have bad credit?
i live in scotland does anyone know if British Credit trust lend for this area?

Thanks

bamagrits84 asked:


I got my first credit card in June of 2006. My payments have never been late. Every 30 days the credit card company reports account status to all 3 major credit reporting agencies. Transunion and Experian both are showing my account correctly, but Equifax is not showing it at all! I had to pay Equifax $20 for my credit report just to try to dispute it and now I get a bunch of crap for the customer service center. I know my credit card company is reporting my info. In fact just yesterday they did another report to Equifax and Equifax is still saying they have no record of the account. I’m really upset over this mess and I want an investigation by FTC and possibly the Attorney General for the state for the Equifax corporate office. What would you do? What is the best way to get immediate action?

Look Its Jay asked:


I did the 3-in-1 score report thing recently and sometimes, I’d check my bank account and it would say that Equifax and Experian withdrew $1.00. Why is that? Do they deposit it back after?

jason r asked:


Experian has a website that allows you to print a document which is to be filled out with the requested info, and mailed to a specific adress. In doing so, I have managed to have the security freeze removed from Experian. The problem is that Experian has not notified TransUnion, or Equifax about the security freeze being removed from my credit file, so I am still stuck, and of course, there is absolutly no one I can call or speak with to help my situation. Any help is GREATLY appreciated.

kevinb671 asked:


I’ve got one collection item on my report, in the amount of 186 bucks. Up till now, I’ve simply ignored it, as I have qualms with its legitimacy. But I’m wondering now if, by paying this item, I would enjoy a substantial increase in my credit score. My Equifax score is a 661 right now. What sort of increase would I realize from the deletion of this one little item?

c.little01 asked:


Equifax is one of the three major credit reporting campanies?

loved asked:


I called Equifax and none of the employees I talked to knew how I could add the statement online. They kept telling me it could be done but could not walk me through it and tell me how nor where online to add the statement.