I moved to England from Ireland three years ago and I study in London. Recently I tried to get a contract mobile phone and was told my credit rating was too low. How do I improve it, or find out what the problem is. Thanks
I want to move in with a friend of mine, who’s apartment is run by a large company. I know they will do a credit check. My credit score is a 629… not the bottom, but not great. Do you think they’ll be okay with that?
To complicate matters, this company already approved me for a lease several months ago, but that fell through… I believe my credit was higher then. I really just don’t want to be stuck with nowhere to live. Please help, especially if you really know what you’re talking about!
I have been off work for nearly a year and my credit rating has gone way down as I have racked up over $7000 worth of debt. I just got a new job and want to set up a savings account at one of my local banks. Will they check my credit rating and possibly turn me down?
I have a flawless credit rating just wondering how many of you peoples out there have the same.It took me a while to maintain a good credit rating.But at the end it pays off new car bought new house.
I am a Investment Banker
I’ve applied in the past like a few years back for various dept. stores and was denied. Ive since quit applying for them and my credit score has risen as well. My credit score is better now in the mid 6’s. What are my chances of getting a credit card with anyone. Ive never had a credit card before can i get one now with my credit score?Who, why, what , when and where?
For example: A Student wants to borrow 70k for the cost of his education, his friend, an owner of a business acts as a credit-worthy cosigner, assuming no late payments for the loan.
What happens with the credit rating of the cosigner if the loan is paid on time?
What if the Co-signer falls into hard time and needs to borrow money himself for a while?, does the existing loan in which he is acting as cosigner (assuming no late payments and everything in order) be a reason for denial for his own loan?
As long as untold millions of people are “blacklisted,” at least half the potential carbuyers or major appliance buyers will never be eligiable to participate in the financial system. That will ensure there is no recovery. Things will only keep sliding downhill with this oligarchy of three agencies blocking everything. I have a false bankrupsty on equifax and simply cannot get them to change it. It has been impossible to phone them and responses by writing i extremely long and totally unsatisfactory. The credit rating agencies need CHANGE!!!!!
A fews years ago I got into serious debt & ended up defaulting on my loans. I contacted my numerous creditors, arranged reduced repayments & am nearly out of debt but my credit rating is understandably shot to pieces.
Is there anything I can do to repair my credit rating? Thanks.
Over the past two years I have been trying to raise my credit score, which I was succeeding with until a $1,900.00 bill that I did not know existed showed up in April. I disputed this account with the collection agency, but then because of the adverse effect it was having on my credit decided to go ahead and start paying it. I am now within two hundred dollars of having it paid in full. How will it effect my credit rating after it is paid in full? Should I have just left things “as is” and not paid the bill? Please help me!!
